Were Baaaaack!

Three-week vacation. Well, okay, only from blogging. We put almost 6000 minutes on the cell phones here last month, including 8 or 9 hours on the phone from Oregon. I have officially discovered that I can’t do everything, at least not all at the same time. It’s disturbing.

Markets are flat, the economy continues to perk along at a Goldilocks rate, not too hot, not too cold, and the bond markets have picked up a little in response, driving the 30-year rate back down to 6.375%. With a little finesse, 6.25% is available. That’s about a quarter point from a new refinance boom, so if the end of the year brings bad financial news, keep an eye on that, all ye that purchased last August to this March.

There are some large changes afoot here in the absence of any huge market news. We’re in the process of closing out a raft of loans the have dragged on for weeks – and one of them for almost two years now – and that allows us to focus a little on reorganizing the business further. Frankly, I just can’t do all the loan officering anymore. There needs to be a way for clients to get information about their loans without having to speak to me directly. It would be helpful if I didn’t have to be on the phone for half of my vacation. Stuff like that. We’ll be announcing some things in the middle of October, so stay tuned.

BYU and CSU won this weekend, so even though the Utes somehow managed to beat Northern Arizona, the weekend was good. Hope your was as well.